About Us

We're putting you in control of your payments

ePay Merchant Services was founded in 2018 with one purpose, to save businesses money on payment processing charges. We are a premium provider of card machines to small and medium businesses currently focused on Cheshire but providing services throughout the UK. 


If you already have a card terminal, we offer a free no obligation price comparison on rates, we are currently beating most competitors. If you don’t already have a card machine, we provide advice on set up and best products for your business, a free no obligation consultation and give you a guarantee that you will be more knowledgeable in merchant services by the time our local account manager has finished.


We work with one of the world’s leading acquiring banks who are consistently rated by Nilson as one of the top five global payment providers in the World. More than a million businesses process over 3 billion transactions through our acquiring bank, a leader in payment processing that offers world class technology, powerful payment solutions with the lowest cost.


We use the world's most innovative card payment terminals. The range of terminals we offer mean that you can accept card payments face to face, over the phone and on the move. All our terminals are PCI DSS compliant. You no longer have to complete an 80-question compliance form every year as we provide a free dedicated PCI compliance line and all card machines arrive ready to accept payments from MasterCard, Visa, American Express, Apple Pay, Google Pay and all contactless devices.

Faster payment solutions for everyday businesses

Simplicity & Reliability

Our card machines come with plug and play technology, making it easy to get started. Our modern, reliable and secure card terminals come with free 24/7 support (phone, email and online) and next day terminal swap out.

Great rates

Our best-in-class transaction rates, zero MMSC (minimum monthly service charge) and low terminal rental means you control your card acceptance costs. Faster payments ensures the money is in your account sooner. Batch before 3pm and receive your money by 7pm the same day!

Real-time reporting

Receive up-to-the-minute online reports, charting every transaction with downloadable CSV reports to reduce the time spent on book-keeping.

Already trusted by thousands of retail and leisure businesses

We are one of the fastest growing merchant services companies in the UK. We provide the convenient way for any business to receive card payments, at some of the most attractive rates in the business. We understand how important a reliable, fast and affordable card payment system is to you and your business.